Loreto "Loy" Monceda Palapos takes pride in being a Boholano by marrying a Boholana, Maria Guadalupe "Marie" Borja Estoque. He was born in Tapon, Dalaguete, Cebu on October 17, 1942 (Official record is October 20), while evacuating to Casay, another barrio fifteen kilometers away. That same day two of his uncles, Mercurio and Exequel, were captured by the Japanese and had perished without a trace. There was a time when, crossing the sea from his hometown to Maribojoc, to fled from the Japanese pursuing his father, the family of five children (the sixth was born after World War II) were fired on by a Japanese boat. Luck was with them - their small "bilos" was favored by the wind as it slithered through the nipa swamp up to Abatan River. He was only seven months old. "Eto" had to walk (in bakya or slippers) three kilometers to and from the Dalaguete Central Elementary School for his early education, and half that distance to the Dalaguete Provincial High School, where he graduated Valedictorian. It was only in his third year in high school when he started to alternate his two long pants. He also changed his nickname ...

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